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Snows Retail Finance

PCP, HP and PCH explained...

Whether you're looking to purchase a new, used or light commercial vehicle, our Snows-approved industry experts can tailor the most suitable finance agreement to your individual needs.

Dealer finance offers many benefits. See the benefits of our most popular finance options via our quick guides below, click for more information:

Personal Contract Purchase (PCP)

Personal Contract Purchase is designed to make newer cars more affordable, with typically lower monthly payments and the option to purchase at the end of the contract



Hire Purchase (HP)

Hire Purchase has fixed payments throughout the term of the agreement and the option to own the car outright at the end of the contract through a small purchase fee



Personal Contract Hire (PCH)

Personal Contract Hire is a type of rental agreement that will suit you if you're not looking to own the vehicle at any point during or after the contract ends