Volvo Car Finance

Available at Snows Volvo Southampton & Winchester

Financing your next vehicle with Snows Volvo can make upgrading to a new or approved used Volvo more accessible and affordable.

With a range of flexible finance solutions available, you can spread the cost through manageable monthly payments while potentially benefiting from competitive finance offers and deposit contributions on selected models.

Whether you're interested in a stylish Volvo SUV, a plug-in hybrid or a fully electric Volvo, our team can help you find a finance package that suits your budget, driving habits and ownership preferences

Personal Contract Plan (PCP) Personal Contract Purchase (PCP) is one of the most flexible Volvo finance options, offering the opportunity to drive a new Volvo with fixed monthly payments and a choice of options when your agreement comes to an end. Part of the vehicle's value is deferred until the end of the contract, which can help reduce your monthly payments compared to some other finance agreements. At the start of your agreement, you'll choose your contract length, estimated annual mileage and deposit amount. Once the agreement ends, you can: Pay the optional final payment and own your Volvo Part exchange your vehicle and move into a new Volvo agreement Return the vehicle, subject to the agreed terms and condition Ideal for drivers who want the flexibility to upgrade their vehicle regularly while keeping monthly payments competitive and retaining the option to own their Volvo in the future.

Personal Contract Hire (PCH) Personal Contract Hire (PCH) is a flexible vehicle leasing agreement that allows you to drive a new Volvo without the commitment of ownership. You'll make an initial rental payment followed by fixed monthly payments for an agreed contract term, giving you clear and predictable motoring costs. Your agreement can be tailored to suit your driving habits, with a choice of contract lengths and annual mileage allowances. At the end of the lease, simply return the vehicle, subject to the agreed terms and conditions, without having to worry about selling it or its future value. Ideal for drivers who prefer the convenience of leasing, enjoy changing vehicles every few years, and want a straightforward way to experience the latest Volvo technology and safety innovations.

Volvo Loan / Hire Purchase (HP) A Volvo Loan is a straightforward finance option designed for customers who want to own their vehicle at the end of the agreement. You'll make an initial deposit (minimum of £500), followed by fixed monthly payments over an agreed term, allowing you to spread the cost of your new Volvo to suit your budget. With fixed repayments and flexible finance terms, a Volvo Loan provides a clear and predictable route to ownership. The amount you borrow, the size of your deposit, and the length of the agreement can all be tailored to your individual requirements, giving you greater control over your monthly payments. Ideal for drivers who plan to keep their vehicle for the long term, want the reassurance of fixed monthly costs, and prefer to own their Volvo outright once all payments have been completed. Unlike some other finance products, there is no optional final balloon payment and no mileage restrictions to consider throughout your agreement.

The legal entities within Snows Group are authorised and regulated by the Financial Conduct Authority (“FCA”). Details of FCA permissions (and our trading names) can be checked via the FCA register https://register.fca.org.uk.

Snows Motor Group Limited is an Appointed Representative of Snows Business Holdings Limited who is authorised and regulated by the Financial Conduct Authority in insurance distribution activity only. Snows Business Holdings Limited FCA register number: 309925.

Snows Motor Group Limited is a Credit Broker and not a lender. We work with several carefully selected credit providers, including manufacturer finance companies, who may be able to offer you finance for your purchase. Finance is subject to credit acceptance to UK residents (excluding the Channel Islands) aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply.

Snows Motor Group Limited is directly authorised and regulated by the Financial Conduct Authority for Consumer Credit Activity (Limited Permissions). Snows Motor Group Limited FCA register number: 685889.

Discretionary rates / Commission disclosure

We have a fixed interest rate policy and we may be paid a fixed commission by the finance provider for introducing you to them. This introduction does not amount to independent financial advice.

For your reassurance, the amount of commission we receive from a lender does not have any effect on the amount that you will have to pay to the lender under your credit agreement. The lender will always set this.

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Volvo Finance Options

Available at Snows Volvo Southampton & Winchester

Personal Contract Plan (PCP)

Personal Contract Hire (PCH)

Volvo Loan / Hire Purchase (HP)