BMW Car Finance

At Snows in Portsmouth & on the Isle of Wight



BMW Select (PCP)

At Snows BMW, we understand that when you take out a finance agreement, you may not be sure what your next steps will be at the end of it. PCP is perfect if you are looking to combine flexibility with low monthly payments. Simply begin by choosing which BMW model is right for you. Then, decide how much you can put down as a deposit, how long you want the agreement to last (between 24 and 60 months) and what your average annual mileage is likely to be. Next we take a portion of the cost of your BMW and freeze it until the end of your finance agreement. This becomes your optional final payment and also reduces your monthly payments.**

At the end of your agreement, you will be asked to choose between three options*:

1. Pay the optional final payment and keep your BMW
2. Part-exchange your BMW for a new one
3. Return your BMW and, as long as you have not exceeded the mileage allowance and it has been well looked after, there will be nothing more to pay

BMW Hire Purchase (HP)

For many drivers, the attraction of BMW Hire Purchase is that there are no mileage restrictions, making this perfect for those who have those long commutes to face. What’s more, when you get to the end of your finance agreement, the car is all yours*.

Once you’ve chosen the BMW model that you wish to purchase, you then need to simply decide how much you are able to put down as your deposit, as well as how long you would like your finance agreement to last (between 24 and 60 months). Next, we’ll calculate your monthly payments, which will include interest and fees. Once all payments have been made at the end of the agreement, you own your BMW***

BMW Contract Hire (PCH)

If you’re looking for all the excitement and freedom of driving a BMW, but not interested in the hassle of ownership, depreciation and selling your car after your contract has ended - then BMW Contract Hire could be the option for you.

BMW Contract Hire is a popular choice for business customers, as it means that VAT registered businesses can reclaim up to 50% of the VAT on their rentals and up to 100% of the VAT on the maintenance charge.**


Take the next step and search our latest offers and business offers, or contact Snows BMW directly to find out further finance information:

New OffersBusiness OffersContact Snows BMW

If you're still unsure which finance option is best for you and your vehicle, watch the video's below for a full insight:



Personal Contract Purchase

BMW Hire Purchase

BMW Contract Hire


Terms and conditions

* If you wish to discuss different arrangements, your BMW Retailer will be able to advise you of your options.

**If the rate of VAT changes during the hiring period, BMW Financial Services may change the rental charges. The amount of VAT you can reclaim depends on your businesses VAT status.

***Provided you have made all of the necessary payments due under your agreement. Please note, we remain the owner of the vehicle during the agreement and we may become entitled to recover the vehicle if you do not keep up your repayments.

Finance is subject to status and available to over 18s in the UK only. Guarantees and indemnities may be required. Advertised finance is provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB.