Toyota Finance & Options Available

Personal Contract Purchase (PCP)	Personal Contract Purchase (PCP) is a flexible finance option that can make driving a new or approved used Toyota more affordable. After an initial deposit, you make fixed monthly payments over an agreed term, with a larger optional final payment remaining at the end of the agreement. When your contract finishes, you can choose to: Pay the optional final payment and keep the vehicle Return the vehicle, subject to the agreed terms and conditions Exchange it for another Toyota using any available equity towards your next agreement PCP offers lower monthly payments compared to some traditional finance options, providing flexibility and choice at the end of your contract.

Personal Contract Hire (PCH)	Personal Contract Hire (PCH) is a simple vehicle leasing option that allows you to drive a new Toyota for a fixed period without the commitment of owning it. After an initial rental payment, you'll make fixed monthly payments throughout the agreement, making it easier to manage your motoring costs. At the end of the contract, simply return the vehicle and, if you wish, choose a new Toyota to lease. Because you're not paying towards ownership, monthly payments can often be lower than some other finance options. Key benefits of Personal Contract Hire include: Fixed monthly payments for the duration of the agreement Flexible contract lengths and mileage options No concerns about selling or part-exchanging your vehicle The opportunity to drive a newer Toyota more regularly No option to own the vehicle at the end of the contract

Hire Purchase (HP)	Hire Purchase (HP) is a straightforward way to finance your next Toyota, giving you a clear path to ownership. After paying an initial deposit, you'll make fixed monthly payments over an agreed term, helping you budget with confidence throughout the agreement. Unlike some other finance options, there is no large final payment to make. Once all scheduled payments have been completed, ownership of the vehicle transfers to you. Key benefits of Hire Purchase include: Fixed monthly repayments for easier budgeting Flexible agreement terms to suit your needs No optional final payment at the end of the contract Full ownership of the vehicle once all payments are made

The legal entities within Snows Group are authorised and regulated by the Financial Conduct Authority (“FCA”). Details of FCA permissions (and our trading names) can be checked via the FCA register https://register.fca.org.uk.

Snows Motor Group Limited is an Appointed Representative of Snows Business Holdings Limited who is authorised and regulated by the Financial Conduct Authority in insurance distribution activity only. Snows Business Holdings Limited FCA register number: 309925.

Snows Motor Group Limited is a Credit Broker and not a lender. We work with several carefully selected credit providers, including manufacturer finance companies, who may be able to offer you finance for your purchase. Finance is subject to credit acceptance to UK residents (excluding the Channel Islands) aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply.

Snows Motor Group Limited is directly authorised and regulated by the Financial Conduct Authority for Consumer Credit Activity (Limited Permissions). Snows Motor Group Limited FCA register number: 685889.

Discretionary rates / Commission disclosure

We have a fixed interest rate policy and we may be paid a fixed commission by the finance provider for introducing you to them. This introduction does not amount to independent financial advice.

For your reassurance, the amount of commission we receive from a lender does not have any effect on the amount that you will have to pay to the lender under your credit agreement. The lender will always set this.

Heading

Find us

Contact

Toyota Finance Solutions

Discover the best options for you and your car

Available at Snows Toyota dealerships across Devon, Dorset, Hampshire & West Sussex